Tuesday, January 26, 2010

Pet Insurance Plans | Canadian Petsecure | Angie Mitchell


If you're the type of person who would do just about anything to protect and save your pet, including spending hundreds or thousands of dollars on medical care, purchasing a pet insurance plan might be a preferable alternative to going into debt.

It's silly how we all manage to find the money to buy all of the pet products on the market today, but ignore one major expenditure time after time - pet insurance. You might ask why should I insure my pet? Or do I need a pet insurance plan? Well the answer is obvious when you're faced with an unexpected visit to your vet's office. Whether it is pet insurance for your cat, or pet insurance for your dog you do need some sort of pet insurance plan in place.

Getting "Spot" a pet insurance plan is an after thought for many pet owners, simply because they take a "I'll deal with it when it happens" approach to their animals. If the cost of treatment gets too high, sometimes they choose to have the animal euthanized.

Ahhhhh... but many who think they'd draw the line at a certain price point find themselves wavering when the time actually comes. You know the story - The kids are crying, the vet says a treatment would be successful, and a lot of parents break down and spend the money.

It can be a very emotional situation, I know, I've been in those shoes and I've paid full price out of pocket. OUCH!

If you had a chance to save the life of your pet but money was the decider, you would be devastated that you didn’t look into a pet insurance plan earlier.

If you don't have sufficient savings to cover the treatments, you might consider pet insurance. But do your homework before you buy and ask these questions:

1. Which Deductible Should You Choose?
2. What are the Policy Limits?
3. What does the policy cover? What are the available options?
4. How is Your Reimbursement Calculated when You File a Claim?
5. Can You Choose Any Vet or Are You Restricted to a Network?
6. Who Determines Your Pet's Treatment?
7. What is Excluded?
8. Does the Policy Provide Lifetime Continuous Coverage?
9. Does Your Veterinarian Recommend the Pet Insurance Company?
10. What Experience Can I Expect?

I hope that after coming to a conclusion, you will feel better prepared to make an educated choice in choosing a pet insurance plan that best suits your needs.

Are you ready for a Petsecure quote?

Yes, Please give me a quote.

Angie Mitchell
angie@amitchellonline.com

My Blog






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